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June 3, 2025

Understanding Dental Code D2630 – Inlay

Learn when and how to accurately use D2630 dental code for inlays, with practical billing tips and documentation best practices for dental teams.

Understanding Dental Code D2630

When to Use D2630 dental code

The D2630 dental code refers to an inlay—specifically, a resin-based composite inlay for a single surface, posterior tooth. Dental teams should use this CDT code when restoring a tooth that has lost structure due to decay or fracture, but where a direct filling is not suitable and a full crown is unnecessary. D2630 is appropriate when the inlay is fabricated outside the mouth (indirectly), then cemented or bonded into place. It is crucial to distinguish between an inlay and other restorative options, such as onlays (D2643) or crowns (D2740), to ensure accurate coding and reimbursement.

Documentation and Clinical Scenarios

Accurate documentation is essential for successful claims processing and audit readiness. For D2630, clinical notes should include:

  • Detailed charting of the tooth’s condition, including decay or fracture location and extent
  • Radiographs or intraoral images showing the need for an indirect restoration
  • Rationale for choosing an inlay over a direct filling or crown
  • Lab prescription and date of impression, if applicable
  • Material used (resin-based composite)

Common clinical scenarios include teeth with moderate caries or fractures where the remaining tooth structure is sufficient to support an inlay, but a direct composite would not provide adequate strength or longevity.

Insurance Billing Tips

To maximize reimbursement and minimize denials for D2630, follow these best practices:

  • Verify coverage: Check the patient’s dental benefits for indirect restorations, frequency limitations, and material exclusions before treatment.
  • Pre-authorization: Submit a pre-treatment estimate with supporting documentation (radiographs, clinical notes) to the insurer when required or if coverage is uncertain.
  • Claim submission: Clearly indicate D2630 on the claim form, attach all supporting documents, and specify the tooth number and surfaces involved.
  • Explanation of Benefits (EOB) review: Review EOBs carefully for payment accuracy and denial reasons. If denied, use the insurer’s appeal process, providing additional clinical justification and documentation as needed.

Staying proactive with insurance verification and thorough documentation helps reduce accounts receivable (AR) days and improves cash flow.

Example Case for D2630

Consider a patient presenting with a fractured disto-occlusal surface on tooth #30. The dentist determines that a direct composite restoration would not provide sufficient strength, but the remaining tooth structure does not warrant a full crown. After discussing options, the patient consents to a resin-based inlay. The office documents the fracture with intraoral photos and radiographs, notes the clinical rationale for an inlay, and submits a pre-authorization to the insurer. Upon approval, the inlay is fabricated, cemented, and the claim is submitted with all required documentation. The insurer processes the claim without delay, resulting in prompt payment and patient satisfaction.

DayDream helps dentists put their billing on autopilot. Interested in learning more? Book a demo today.

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FAQs

What is the difference between a resin-based inlay (D2630) and an onlay?
Are there any specific patient eligibility requirements for billing D2630?
How should a dental practice handle a denied D2630 claim if all documentation was submitted?

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